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Let Lockstep Mortgage’s Experts Guide You Smoothly into Your Dream Home

firsttimebuyerLockstep Mortgage loan specialists can help guide you through the loan process. We will get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with very little down and we will work to ensure the loan payments meet your unique needs.
We have helped thousands of clients get into their first homes. Speak with one of our experts to find out more and see if you qualify!

Loan Programs for First-Time Home Buyers:

FHA Loan
Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down on a regular FHA loan.  FHA loans are more lenient on past credit issues such as bankruptcy and foreclosure.  We also have down payment grant programs that may be an option to assist with your down payment.  You do not have to be a first time home buyer to utilize a FHA loan.

Conventional Loan
If your credit is average or above, this is the most secure loan program with likely the lowest payment options. We have loan programs for home buyers with as little as 1% down payment.  Contact us today to learn more!

VA Loan
An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no monthly mortgage insurance.  Contact one of our Certified Military Home Specialists today to learn more about your Veteran’s benefit.


The USDA Rural Development Loan is a great option for those looking at properties outside the Denver Metro area.  The USDA provides a 100% financing option with great rates and low monthly mortgage insurance.  It’s important to not forget this option when looking for your new home.

Not sure which program is right for you? Contact one of our specialists today! Lockstep Mortgage can get you pre-qualified and find you the loan that best meets your needs. Find out how you can get pre-qualified today!

Working with Lockstep Mortgage

  • We put YOU first.
  • Lockstep Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 30 days or less.  We offer quick expert service, utilizing the latest technology in the mortgage industry.  Contact us today and apply, e-sign your initial loan documents and be into underwriting by tomorrow!
  • We offer a variety of loans. Lockstep Mortgage will find you the loan that is right for you!!!
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